How to Build a SaaS for Accredited Investor Verification (Rule 506(c))

by석아산 • • 2 min read
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A four-panel comic titled “How to Build a SaaS for Accredited Investor Verification (Rule 506(c)).” Two professionals discuss that Reg D offerings require accredited investors. A system diagram shows the requirements: secure cloud platform, document verification, and compliance workflows. Step-by-step guide includes assembling a team, designing the process, integrating KYC/AML APIs, and legal review. Final panel shows benefits: automated screening, secure transactions, improved UX, and reduced compliance risk.

How to Build a SaaS for Accredited Investor Verification (Rule 506(c))

Under Rule 506(c) of Regulation D, companies can openly solicit investments — but only from verified accredited investors.

That’s where SaaS platforms for investor verification come in. These tools streamline the process of confirming whether an investor qualifies based on income, assets, or credentials, and generate auditable compliance records.

In this guide, we’ll walk through how to design and launch a verification SaaS that’s secure, scalable, and regulation-ready.

📂 Table of Contents

🔒 What Is Rule 506(c)?

Rule 506(c) is a provision in Regulation D under the Securities Act that allows startups to advertise investment opportunities, provided they take reasonable steps to verify that all investors are accredited.

Accredited investors must meet income ($200K+/yr) or net worth ($1M+) thresholds, or hold FINRA-recognized certifications.

🏦 Investor Verification Workflow

Here’s a typical flow your SaaS should support:

  • Investor signs up and provides identifying info (KYC)
  • Uploads income tax documents, bank statements, or accreditation letters
  • AI or staff reviews and flags status
  • Verification status is updated and timestamped
  • Audit report generated for issuer or SEC inquiry

🛠️ Core Features of the SaaS Platform

  • Secure onboarding with KYC/AML API integration
  • OCR-based document parsing
  • Accreditation criteria engine (Rule 501 of Reg D)
  • Multi-party approval routing for legal advisors
  • Investor dashboards with expiration alerts

🔐 Security and Data Retention

Regulators require data be stored securely and retrievable during audits.

Implement AES-256 encryption, 2FA, and secure AWS S3 or SOC 2 certified storage options.

Data retention policies should be transparent and compliant with GDPR/CCPA if international users are involved.

📈 Top Tools & Compliance APIs

  • Persona: KYC verification API with face-matching
  • Alloy: Document automation and ID checks
  • Parallel Markets: Accredited investor verification engine
  • InvestReady: White-labeled accreditation compliance
  • Stripe Identity: ID upload and biometric validation

🔗 Related SaaS Compliance Reads









Keywords: accredited investor SaaS, Rule 506c compliance, investor onboarding tool, Reg D platform, verification API

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